Oct 15, 2013
Are the holiday must have lists already coming in from the family? If your kids are a little on the adventurous side one item on their list may be an off-road vehicle. Whether they want a dirt bike, an ATV or whatever else it may be, remember the importance of insurance. Imagine if you bought it, stored it somewhere to surprise them and even before you gave it to them it was stolen or damaged? Don’t wait, get off-road vehicle insurance for it as soon as you buy. Many people when they buy “toys” like dirt bikes and ATVs don’t think about how important an insurance policy is. If you have a certain budget in mind, get a quote first so that you can also factor in the year-round cost of insurance to keep your kids’ and their new dirt bike covered.
If you are investing in such a big gift you want them to be able to have it for years to come. Having the right insurance coverage can help insure this happens. It’s a good lesson to the kids: always be prepared. Hey, you could even have them chip in for the insurance costs! I’m sure the gift will be worth every penny once you see that smile on their face when you give it to them. Don’t forget to talk to the kids about safety and make sure they have the helmets they need before they hit the road. Once you have your insurance policy, the kids are aware of the local laws and everything they need to know to keep safe on the road, the fun begins and you are “the world’s best parent” in their eyes.